UBS Group AG (UBS) Stock Analysis
Latest ClaritX AI analysis ·
UBS Group AG, a financial services giant headquartered in Zurich, Switzerland, since its founding in 1862 (and known as UBS AG until its name change in December 2014), delivers a comprehensive range of financial advice and solutions to a global clientele of private individuals, institutions, and corporations. The firm structures its operations across four primary business segments: The Global Wealth Management division caters specifically to affluent and ultra-high-net-worth clients. It provides sophisticated investment guidance, various lending products, including mortgages and securities-based loans, and extensive planning services encompassing estate and wealth management, philanthropy, c
| Metric | Value |
|---|---|
| Price | $47.85 |
| Market cap | $156.8B |
| Sector | Financial Services |
| Industry | Banks - Diversified |
| ClaritX AI score | 79/100 |
| Price/Book | 1.67 |
| Dividend yield | 2.14% |
| Beta | 0.83 |
AI verdict
UBS Group AG remains an indisputable global wealth management fortress, currently navigating intense but manageable domestic regulatory crosswinds. At $47.85, the equity sits roughly 14.5% below its 52-week high of $55.985. Evaluated through the lens of its highly defensive 0.831 beta, this double-digit discount represents a localized derisking event driven by Swiss capital mandates—specifically the proposed 90% CET1 requirement for foreign units—rather than any fundamental decay. Crucially, the equity has successfully defended its long-term 200-day moving average ($47.07) while its RSI has completely normalized from oversold capitulation up to 50.68. This technical equilibrium confirms that the market has efficiently priced in the theoretical $16 billion capital buffer, providing a stabilized floor for long-term allocators. Beneath the headline friction, UBS's fundamental machinery is operating at peak efficiency as the historic Credit Suisse integration nears 90% completion. The bank boasts a massive 15.11% net profit margin, a highly compressed 0.385 Forward PEG, and a staggering $118.83 in localized cash per share. This unparalleled liquidity ensures that UBS can comfortably absorb stringent Swiss regulations without jeopardizing its 2.14% dividend, which is defended by a microscopic 0.86% payout ratio. With CEO Sergio Ermotti decisively committing to the Swiss headquarters and putting relocation rumors to rest, UBS offers a profoundly asymmetric, deeply undervalued entr
What this score has been worth
ClaritX scores UBS 79 out of 100 (snapshot 2026-10-21).
Every ClaritX analysis is scored first and judged only on what the stock did afterwards. Across the 301 analyses that scored in the 70-79 band, the average forward return was +2.1% with a 56% win rate, -2.4pp against the S&P 500. That is a measured tendency across many names, not a forecast for UBS — roughly 44% of stocks in this band still lost money.
The full band-by-band table, including the bands that lost, is on the AI Rank Report; the live strategy arms behind it are on the AI Track Record, losses published.