Schwab U.S. Dividend Equity ETF (SCHD) Stock Analysis
Latest ClaritX AI analysis ·
This fund aims to closely emulate the overall financial performance of the Dow Jones U.S. Dividend 100 Index, accounting for no management fees or other operational expenses.
| Metric | Value |
|---|---|
| Price | $34.66 |
| Market cap | $99.2B |
| Sector | Financial Services |
| Industry | Asset Management - Income |
| ClaritX AI score | 91/100 |
| Beta | 0.58 |
AI verdict
The Schwab U.S. Dividend Equity ETF (SCHD) remains a premier HOLD for existing investors and a highly strategic BUY on any technical pullbacks for new capital. The ETF is currently executing a flawless blend of defensive capital preservation and market-beating alpha, delivering a spectacular ~23.4% trailing 1-year total return that significantly outperforms the broader S&P 500. With a highly insulated 0.58 beta, the fund's rigorous methodology filters out distressed yield traps in favor of supreme quality. Its portfolio architecture—allocating roughly 40% to defensive Healthcare and Consumer Defensive sectors, balanced by a 15.98% technology allocation anchored by Texas Instruments and Qualcomm—allows investors to capture essential market growth while serving as the ultimate "anti-AI" safe haven during periods of macroeconomic anxiety. Technically, the fund has evolved from a structural breakout into a powerful momentum run, surging to $34.66 and attracting over $4.6 billion in new assets in just one week to reach $116.27 billion in AUM. While the 14-day RSI is currently flashing extremely overbought at 84.48—suggesting near-term tactical patience for lump-sum deployments—the fund's microscopic 0.06% expense ratio, unmatched liquidity pool, and impenetrable structural floors ensure it remains the ultimate masterclass in risk-adjusted compounding. Rating 91/100
What this score has been worth
ClaritX scores SCHD 91 out of 100, ranking it #1 among etf in the live ClaritX ranking (snapshot 2026-10-21).
Every ClaritX analysis is scored first and judged only on what the stock did afterwards. Across the 57 analyses that scored in the 90-100 band, the average forward return was +0.4% with a 51% win rate, -4.7pp against the S&P 500. That is a measured tendency across many names, not a forecast for SCHD — roughly 49% of stocks in this band still lost money.
The full band-by-band table, including the bands that lost, is on the AI Rank Report; the live strategy arms behind it are on the AI Track Record, losses published.