Assurant, Inc. (AIZ) Stock Analysis
Latest ClaritX AI analysis ·
Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insur
| Metric | Value |
|---|---|
| Price | $287.71 |
| Market cap | $14.3B |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| ClaritX AI score | 90/100 |
| Price/Book | 2.34 |
| Dividend yield | 1.22% |
| Beta | 0.54 |
AI verdict
Assurant (AIZ) stands as a uniquely resilient fundamental powerhouse, currently trading at $287.71, which positions the equity precisely 5.34% below its absolute 52-week high of $303.94. While trading within striking distance of multi-year peaks typically invites momentum exhaustion and mean-reversion risks, Assurant comprehensively neutralizes these systemic threats through its profoundly defensive beta of just 0.543. This structural low-volatility profile mathematically insulates the asset from broad-market euphoria and high-beta sector contagion, explicitly verifying that its ongoing strength is the direct result of methodical, fundamentals-based institutional accumulation—highlighted by BlackRock's recently disclosed $1.34 billion, 10.11% stake. The underlying financial thesis remains flawlessly intact, heavily reinforced by the recent Zacks upgrade to a Buy rating and analysts pushing the consensus price target to $331.00, implying a 15% upside. Backed by a pristine Growth at a Reasonable Price (GARP) architecture featuring a compressed 13.53 P/E, a microscopic 0.256 trailing PEG ratio, and an impenetrable $35.30 in Free Cash Flow per share, the broader market continues to severely misprice the firm's robust, capital-light insurtech margins. With execution risk thoroughly removed by the massive Q2 earnings beat, and the technicals reclaiming the 20-day SMA, Assurant remains a premier compounding machine perfectly positioned for continued market outperformance. Rating 90
What this score has been worth
ClaritX scores AIZ 90 out of 100, ranking it #28 among stock in the live ClaritX ranking (snapshot 2026-09-04).
Every ClaritX analysis is scored first and judged only on what the stock did afterwards. Across the 57 analyses that scored in the 90-100 band, the average forward return was +4.5% with a 65% win rate, -0.0pp against the S&P 500. That is a measured tendency across many names, not a forecast for AIZ — roughly 35% of stocks in this band still lost money.
The full band-by-band table, including the bands that lost, is on the AI Rank Report; the live strategy arms behind it are on the AI Track Record, losses published.