The Allstate Corporation (ALL) Stock Analysis
Latest ClaritX AI analysis ·
The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominiu
| Metric | Value |
|---|---|
| Price | $224.27 |
| Market cap | $57.7B |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| ClaritX AI score | 91/100 |
| Price/Book | 1.70 |
| Dividend yield | 1.89% |
| Beta | 0.14 |
AI verdict
The Allstate Corporation (ALL) represents an exceptional deep-value, defensive equity opportunity backed by world-class structural profitability and extreme fundamental mispricing. Currently trading at $224.27, the stock sits at a massive 19.1% discount from its 52-week high of $277.22. It is critical to recognize that a stock trading at a euphorically extended 52-week high frequently suffers from severe multiple expansion risks; conversely, acquiring this cash-gushing titan at a nearly 20% discount drastically de-risks the entry point and provides a massive mathematical margin of safety. Furthermore, the stock features a microscopic beta of 0.138, meaning its price action is almost completely isolated from broader market index volatility, serving as an elite portfolio anchor during systemic panics. Fundamentally, the company is an absolute juggernaut operating at peak efficiency. Boasting a staggering 43.13% Return on Equity and an immense $47.85 in free cash flow per share, the market is inexplicably pricing this asset at a deeply distressed P/E of just 4.42x. The recent price action has pinned the stock just beneath its 200-day SMA ($224.89), driving the RSI to a hyper-oversold extreme of 13.15. This mathematically signals severe downside exhaustion, making a violent mean-reversion bounce highly probable. Protected by an 8.9% dividend payout ratio, negligible debt, and massive institutional price targets averaging $282.33, Allstate presents a tremendously asymmetrical ris
What this score has been worth
ClaritX scores ALL 91 out of 100 (snapshot 2026-10-15).
Every ClaritX analysis is scored first and judged only on what the stock did afterwards. Across the 57 analyses that scored in the 90-100 band, the average forward return was -0.4% with a 44% win rate, -5.3pp against the S&P 500. That is a measured tendency across many names, not a forecast for ALL — roughly 56% of stocks in this band still lost money.
The full band-by-band table, including the bands that lost, is on the AI Rank Report; the live strategy arms behind it are on the AI Track Record, losses published.