Arch Capital Group Ltd. (ACGL) Stock Analysis
Latest ClaritX AI analysis ·
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specia
| Metric | Value |
|---|---|
| Price | $94.82 |
| Market cap | $33.1B |
| Sector | Financial Services |
| Industry | Insurance - Diversified |
| ClaritX AI score | 86/100 |
| Price/Book | 1.35 |
| Beta | 0.26 |
AI verdict
Arch Capital Group Ltd. (ACGL) represents an elite, globally diversified insurance and reinsurance compounder that continues to trade at a profound structural discount, offering a rare and highly asymmetric opportunity for sophisticated value allocators. Currently trading at $94.82, the stock sits exactly 11.46% below its absolute 52-week high of $107.09. This 11.46% structural distance from its peak, combined with a steadily recovering RSI of 39.37 (bouncing upward from deeply oversold extremes), indicates that near-term capitulation is thoroughly fading and a sustained mean-reversion bounce is successfully underway. This technical normalization is starkly juxtaposed against an utterly pristine fundamental backdrop. With a deeply compressed trailing P/E of just 7.32, a flawless 5/5 DCF valuation score, and the unmatched ability to generate $17.64 in free cash flow per share, the intrinsic corporate value remains undeniably profound. Crucially, the equity's hyper-defensive beta of 0.256 mathematically insulates it from systemic macroeconomic shocks. A stock trading roughly 11.5% off its highs with this level of fundamental profitability and a deeply compressed sub-0.30 beta is a distinctly different, far superior risk proposition than a high-beta growth stock experiencing a similar drawdown. Supported by an impregnable balance sheet featuring a microscopic 0.178 Debt-to-Equity ratio, immense historical executive accumulation, and an upwardly revised institutional consensus E
What this score has been worth
ClaritX scores ACGL 86 out of 100 (snapshot 2026-10-15).
Every ClaritX analysis is scored first and judged only on what the stock did afterwards. Across the 203 analyses that scored in the 85-89 band, the average forward return was +2.0% with a 57% win rate, -3.0pp against the S&P 500. That is a measured tendency across many names, not a forecast for ACGL — roughly 43% of stocks in this band still lost money.
The full band-by-band table, including the bands that lost, is on the AI Rank Report; the live strategy arms behind it are on the AI Track Record, losses published.